Checking Accounts

Small Business Checking

  • Non Interest Bearing
  • Free E-Statement
  • Free Debit Card
  • Free Internet Banking with Bill Pay
  • No Annual Fee Visa Rewards Credit Card
  •   (Credit Approval Required)
  • Overdraft Line of Credit
  •   (Credit Approval Required/$100 Annual Fee)
  • Overdraft Funding
  •   (From Another Account/$3 Fee Per Transfer)
  • Free Notary Service
  • $100 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • First 150 Transactions Free; Thereafter $.25 Per Item
  • $4.95 Paper Statement Fee
  • Member FDIC

Key2Business Checking

  • First 250 transactions free
  • $0.25 per item after first 250
  • $4.95 paper statement fee
  • $100 minimum opening deposit
  • $10 monthly service charge (MSC)
  • MSC can be offset with eStatements and
  • monthly average balance of $2,500
  • Free eStatements
  • Free online banking with bill pay
  • Free notary service
  • Free debit card
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required; fees apply)
  • No annual fee VISA Rewards credit card
  • (credit approval required)
  • Overdraft line of credit
  • (credit approval required / $100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per transfer)
  • Merchant Services
  • (credit approval required)
  • Member FDIC

Commercial Checking

  • Non Interest Bearing
  • Free E-Statement
  • Free Debit Card
  • Free Internet Banking with Bill Pay
  • No Annual Fee Visa Rewards Credit Card
  •   (Credit Approval Required)
  • Overdraft Line of Credit
  •   (Credit Approval Required/$100 Annual Fee)
  • Overdraft Funding
  •   (Commercial Money Market or Business Savings
  •   Required/$3 Fee Per Transfer)
  • Free Notary Service
  • $100 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • $12 Maintenance Fee
  • $4.95 Paper Statement Fee
  • $5 Analysis Statement
  • Analysis Charges:
  •   -$.07 –Checks Deposited
  •   -$.13 –Paid Items/Debits
  •   -$.25 –Credits
  • Earnings Credit Less 10% Reserve
  •   Requirement Offers an Offset to Fees
  • Member FDIC