Checking Accounts

Small Business Checking

  • $100 minimum opening deposit
  • First 150 transactions included
  • $0.25 per item after first 150
  • No minimum balance requirement
  • E-statements
  • Paper statements available
  • ($4.95 monthly fee)
  • Online banking with bill pay
  • Debit card
  • Automatic refund of other banks’ ATM fees
  • Notary service
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required / fees apply)
  • No annual fee Visa Rewards credit card
  • (credit approval required)
  • Overdraft line of credit
  • (credit approval required / $100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per transfer)
  • Merchant services
  • (credit approval required)
  • Member FDIC

Key2Business Checking

  • $100 minimum opening deposit
  • First 250 transactions included
  • $0.25 per item after first 250
  • $10 monthly service charge
  • Earn $5 credits up to $10 for each of the following:
  • -E-statement registration
  • -Monthly average balance of $2,500
  • E-statements
  • Online banking with bill pay
  • Debit card
  • Automatic refund of other banks’ ATM fees
  • Notary service
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required / fees apply)
  • No annual fee VISA Rewards credit card
  • (credit approval required)
  • Overdraft line of credit
  • (credit approval required / $100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per transfer)
  • Merchant Services
  • (credit approval required)
  • Member FDIC

Commercial Checking

  • $100 minimum opening deposit
  • Analysis charges:
  • -$.07 – checks deposited
  • -$.13 – paid items / debits
  • -$.25 – credits
  • Earnings credit, less 10% reserve requirement,
  • offers an offset to fees
  • $12 maintenance fee
  • Online banking with bill pay
  • E-statements
  • Paper statements available
  • ($4.95 monthly fee)
  • Debit card
  • Automatic refund of other banks’ ATM fees
  • Notary service
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required / fees apply)
  • No annual fee Visa Rewards credit card
  • (credit approval required)
  • Overdraft line of credit
  • (credit approval required / $100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per transfer)
  • Merchant Services
  • (credit approval required)
  • Member FDIC