Checking Accounts

Small Business Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • First 150 transaction items included;
  • thereafter $.25 per item
  • Non interest bearing
  • E-statements
  • Debit card
  • Online banking with bill pay
  • Mobile app banking
  • Automatic refund of other banks’ ATM fees
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required/fees apply)
  • No annual fee Visa credit card
  • (approval required/applicant must be least 19 years of age)
  • Overdraft line of credit
  • (credit approval required/$100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per transfer)
  • Merchant Services (credit approval required)
  • Paper statements available
  • ($4.95 monthly fee)
  • Member FDIC

Key2Business Checking

  • $100 minimum opening deposit
  • $10 monthly service charge; earn $5 credits up to $10 for each of the following:
  • E-statement registration
  • Monthly average balance of $2,500
  • First 250 trasaction items included:
  • thereafter $.25 per item
  • Non interest bearing
  • E-statements
  • Debit card
  • Online banking with bill pay
  • Mobile app banking
  • Automatic refund of other banks’ ATM fees
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required/fees apply)
  • No annual fee Visa credit card
  • (credit approval required/applicant must be at least 19 years of age)
  • Overdraft line of credit
  • (credit approval required/$100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per tranfer)
  • Merchant Services (credit approval required)
  • Member FDIC

Commercial Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • $12 maintenance fee
  • Analysis charges
  • $.07 – checks deposited
  • $.13 – paid items/debits
  • $.25 – credits
  • Earnigns credit, less 10% reserve requirement, offers an offset to fees
  • Non interest bearing
  • E-statements
  • Debit card
  • Online banking with bill pay
  • Mobile app banking
  • Automatic refund of other banks’ ATM fees
  • Cash Management Services, including ACH and remote deposit
  • (credit approval required/fees apply)
  • No annual fee Visa credit card
  • (credit approval required/applicant must be at least 19 years of age)
  • Overdraft line of credit
  • (credit approval required/$100 annual fee)
  • Overdraft funding from another account
  • ($5 fee per tranfer)
  • Merchant Services (credit approval required)
  • Member FDIC