Letters of Credit

We provide stand-by and direct pay Letters of Credit. These can be used for a variety of needs including utility company deposits, supporting contractual payment obligations, or to provide credit enhancement for a bond issue. The fee, rate and collateral for a Letter of Credit will be negotiated with your Relationship Manager.

Commercial Loan Application

Personal Financial Statement

Instructions:

  • (These forms are available in PDF format that you can download and print
  • out. If you download these documents online, we advise you to save it to
  • your personal computer. Close the web browser and then open the
  • document from your local directory on your computer. You may then
  • print out the completed document at your convenience and bring it
  • to us. If you leave this document open on a web browser this information
  • can be intercepted by a third party without your permission or knowledge.
  • If you received a file electronically in an email from River Bank and Trust,
  • we advise you to follow the same procedures listed above. Do NOT send
  • this or any document to us electronically through email. Email is not a
  • secure way of contacting us and the information can be intercepted by
  • a third party.)