Checking

Student Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • No monthly service charge
  • Free E-Statement or $4.95 Paper Statement
  • Free Internet Banking
  • Free Debit Card Free
  • ATM Transactions
  • Free Text & Mobile Banking (carrier fees may apply)
  • Free Visa No Annual Fee Rewards Credit Card (credit approval required)
  • Member FDIC
  • Note: On the 25th birthday of the account holder, the account will convert to Advantage Checking.  Account holder will receive notice 6 months prior to conversion.

Advantage Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • $8 monthly service fee waived if average monthly balance of $5000 is maintained or earn $2 credits up to $8 for each of the following:

* E-Statement registration

* Average monthly balance of $1500

* Direct deposit

* At Least 10 Debit Card Transactions that Post and Clear per Month
(Does not Include ATM or ACT Transactions)

* A $5000 combined monthly average balance with checking or savings

  • Free E-Statements
  • Free Internet Banking with Bill Payment
  • Free Debit Card
  • Free ATM Transactions
  • Free Text & Mobile Banking (carrier fees may apply)
  • Free Visa No Annual Fee Rewards Credit Card ( credit approval required)
  • Overdraft Line of Credit (credit approval required)
  • Overdraft Protection from another account
  • Member FDIC

Interest Checking

  • Competitive interest rate paid on average monthly balances based on the following tiers:

0 – $24,999

$25,000 – $49,999

$50,000 – $99,999

$100,000 and above

  • Interest compounded daily and paid monthly
  • $100 minimum opening deposit
  • $10 monthly service fee waived with minimum balance of $2500 or average monthly balance of $5000
  • Free E-Statements or $4.95 Paper Statement
  • Free Internet Banking with Bill Pay
  • Free Debit Card
  • Free ATM Transactions
  • Free Text & Mobile Banking (carrier fees may apply)
  • Free Visa No Annual Fee Rewards Credit Card (credit approval required)
  • Overdraft Line of Credit (credit approval required)
  • Overdraft Protection from another account
  • Member FDIC

Vintage Checking

  • Competitive interest rate paid on average monthly balances based on the following tiers:

0 – $24,999

$25,000 – $49,999

$50,000 – $99,999

$100,000 and above

  • Interest compounded daily and paid monthly
  • $100 minimum opening deposit
  • No monthly service fee
  • Ages 55 & over
  • Unlimited check writing
  • Free Internet Banking with Bill Pay
  • Free Monthly Statements
  • Free Checks (excluding postage)
  • Free Debit Card
  • Free ATM Transactions
  • Free Text & Mobile Banking (carrier fees may apply)
  • Free Traveler’s Cheques
  • Free Cashier’s Checks
  • Free No Annual Fee Rewards Credit Card (credit approval required)
  • Overdraft Line of Credit (credit approval required)
  • Overdraft Protection from another account
  • Overdraft Protection from another account
  • Member FDIC