Construction and Mortgage Lending for Your Home

Let us help you with the purchase, refinance or construction of a home. We offer an array of very competitive mortgage loan options including fixed interest rates of up to 30 years. We can provide you with the ease of a construction loan coupled with a pre-qualification for your permanent financing. You will enjoy the ease of working with your River Bank Relationship Manager as we use our experience to help you find the right mortgage loan for your needs.

Mortgage Application

Your Home Loan Toolkit


  • (These forms are available in PDF format that you can download and print
  • out. If you download these documents online, we advise you to save it to
  • your personal computer. Close the web browser and then open the
  • document from your local directory on your computer. You may then
  • print out the completed document at your convenience and bring it
  • to us. If you leave this document open on a web browser this information
  • can be intercepted by a third party without your permission or knowledge.
  • If you received a file electronically in an email from River Bank and Trust,
  • we advise you to follow the same procedures listed above. Do NOT send
  • this or any document to us electronically through email. Email is not a
  • secure way of contacting us and the information can be intercepted by
  • a third party.)

For more information on single family construction loans, visit one of the following locations:
Alex City, AL
Auburn, AL
Daphne, AL
Gadsden, AL
Millbrook, AL
Montgomery, AL
Opelika, AL
Prattville, AL
Wetumpka, AL