Savings Accounts


  • Competitive Interest Rate Paid on Average
  •   Monthly Balance
  • Interest Paid Quarterly
  • Free Quarterly E-Statement
  • Free Text & Mobile Banking
  •   (Carrier Fees May Apply)
  • Free ATM Transactions
  • Automatic Refund of Other Banks’ ATM Fees
  • Free Telephone Banking
  • $100 Minimum Opening Deposit
  • If Average Balance Drops Below $100
  •   a $5 Quarterly Service Charge
  •   will be Incurred
  • 6 Withdrawals Per Quarter
  •   $3 Fee for Each Additional Withdrawal
  • $4.95 Paper Statement Fee
  • (Regulatory Limit of 6 Debit Transactions Allowed Per Statement Cycle; Limit of 6 Does Not Apply to In-person or ATM Withdrawals. If an Account Continuously Exceeds the Debit Transactions Allowed, We are Required by Law to Reclassify or Close the Account)
  • Member FDIC

Christmas Club Savings

  • $5.00 Minimum Opening Balance
  • Interest Accrues Through the Term of the Savings Account and will be Paid on
  • November 15th
  • Funded with Automatic Transfers from Another RB&T Account
  • No Minimum Balance Fee
  • No Statement Fee
  • No Coupon Book
  • (At the End of the Term, the Account Balance and Interest will be Transferred to a Designated RB&T Account (November 15th). There are No Partial Withdrawals from this Account; any Withdrawals will Result in a Forfeiture of Accrued Interest and Closing of the Account. Account Requires a Combined Statement with the Funding Account. (Christmas Club Savings Account Must be Opened By May 31st.)
  • Member FDIC