Savings Accounts


  • Competitive interest rate paid on average
  • monthly balance
  • Interest paid quarterly
  • $100 minimum opening deposit
  • $5 quarterly service charge if average balance
  • drops below $100
  • Quarterly E-Statements
  • Paper statements available
  • ($4.95 quarterly fee)
  • Online banking
  • Text and mobile banking
  • (carrier fees may apply)
  • Telephone banking
  • Automatic refund of other banks’ ATM fees
  • Notary service
  • 6 withdrawals per quarter
  • ($3 fee for each additional withdrawal)
  • Member FDIC
  • (Regulatory limit of 6 debit transactions allowed per statement cycle;
    Limit of 6 does not apply to in-person or ATM withdrawals.
    If an account continuously exceeds the debit transactions allowed, we are
    required by law to reclassify or close the account)

Christmas Club Savings

  • $5.00 minimum opening balance
  • Interest accrues through the term of the savings account and will be paid on
    November 15th
  • Funded with automatic transfers from another RB&T account
  • No minimum balance fee
  • No statement fee
  • No coupon book
  • (At the end of the term, the account balance and interest will be transferred to a designated RB&T account (November 15th).
    There are no partial withdrawals from this account; any withdrawals will result in a forfeiture of accrued interest and closing of the account.
    Account requires a combined statement with the funding account.
    (Christmas Club Savings Account Must be Opened By May 31st.)
  • Member FDIC