Checking Accounts

Student Checking

  • Non Interest Bearing
  • Free E-Statement
  • Free Debit Card
  • Free Internet Banking with Bill Pay
  • Free Text & Mobile Banking
  •   (Carrier Fees May Apply)
  • Free ATM Transactions
  • Automatic Refund of Other Banks’ ATM Fees
  • Free Telephone Banking
  • No Annual Fee Visa Rewards Credit Card
  •   (Credit Approval Required/Applicant
  •   Must Be at Least 19 Years of Age)
  • Overdraft Funding
  •   (From Another Account/$3 Fee Per Transfer)
  • Free Notary Service
  • $100 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • $4.95 Paper Statement Fee
  • Member FDIC

My River Checking

  • $100 minimum opening deposit
  • $8 monthly service charge
  • No minimum balance
  • Earn $4 credits up to $8 for each of the following:
  •             -eStatement registration
  •             -At least 15 posted debit card transactions a month
  •             (does not include ACH Transactions or ATM withdrawals)
  • My River Checking benefits package
  • Free eStatements
  • Free internet banking with bill pay
  • Free mobile banking
  • (carrier fees may apply)
  • Free notary service
  • Free debit card
  • Free ATM transactions
  • Automatic refund of other banks’ ATM fees
  • No annual fee Visa Rewards credit card
  • (credit approval required/applicant must
  • be at least 19 years of age)
  • Overdraft line of credit
  • (credit approval required/$25 annual fee)
  • Overdraft funding
  • (from another account/$5 fee per transfer)
  • MEMBER FDIC

Interest Checking

  • Competitive Interest Rate Paid on Average
  •   Monthly Balance Based on the Following Tiers:
  •     $0–$24,999
  •     $25,000–$49,999
  •     $50,000–$99,999
  •     $100,000 & Above
  • Interest Paid Monthly
  • Free E-Statement
  • Free Debit Card
  • Free Internet Banking with Bill Pay
  • Free Text & Mobile Banking
  •   (Carrier Fees May Apply)
  • Free ATM Transactions
  • Automatic Refund of Other Banks’ ATM Fees
  • Free Telephone Banking
  • No Annual Fee Visa Rewards Credit Card
  •   (Credit Approval Required)
  • Overdraft Line of Credit
  •   (Credit Approval Required/$25 Annual Fee)
  • Overdraft Funding
  •   (From Another Account/$3 Fee Per Transfer)
  • Free Notary Service
  • $100 Minimum Opening Deposit
  • $10 Monthly Service Charge; Waived with
  •   Minimum Balance of $2,500 or
  •   Average Monthly Balance of $5,000
  • $4.95 Paper Statement Fee
  • Member FDIC

Vintage Checking

  • Competitive Interest Rate Paid on Average
  •   Monthly Balance Based on the Following Tiers:
  •     $0–$24,999
  •     $25,000–$49,999
  •     $50,000–$99,999
  •     $100,000 & Above
  • Interest Paid Monthly
  • Free Statement (Electronic or Paper)
  • Free Debit Card
  • Free Internet Banking with Bill Pay
  • Free Text & Mobile Banking
  •   (Carrier Fees May Apply)
  • Free ATM Transactions
  • Automatic Refund of Other Banks’ ATM Fees
  • Unlimited Check Writing
  • Free Wallet Checks (Excluding Postage)
  • Free Traveler’s Cheques
  • Free Cashier’s Checks
  • Free Telephone Banking
  • No Annual Fee Visa Rewards Credit Card
  •   (Credit Approval Required)
  • Overdraft Line of Credit
  •   (Credit Approval Required/$25 Annual Fee)
  • Overdraft Funding
  •   (From Another Account/$3 Fee Per Transfer)
  • River Rewards with Aggregate Personal Balances
  •   in Excess of $50,000
  • Free Notary Service
  • $100 Minimum Opening Deposit
  • No Monthly Service Charge
  • Age 55 & over
  • Member FDIC