Student Checking Features
- Age 24 and younger
- $100 minimum opening deposit
- Non-interest bearing
- No minimum balance requirement
- No monthly service charge
- eStatements or $4.95 paper statement
- Online Banking with bill pay
- Debit card
- Mobile banking
- Automatic refund of other banks’ ATM fees
- No annual fee Visa credit card
(credit approval required/applicant must be at least 19 years of age)
- Overdraft line of credit
(credit approval required/fees may apply)
- Overdraft funding
(from another account/$5 fee per transfer)
- Unlimited check writing
- Notary service
- Telephone banking
A parent or legal guardian must be a joint owner on this account if student is under the age of 19.
Note: On the 25th birthday of the account holder, the account will convert to My River Checking. The account holder will receive notice 6 months prior to conversion.
Find the personal checking account that’s right for you.
Compare features below.
|My River Checking||Vintage Checking||Interest Checking||Student Checking||Military Checking|
|Minimum Opening Deposit||$100||$100||$100||$100||$100|
|$2,500 daily or $5,000
average monthly balance
$8 monthly service charge; earn $4 credits up to $8 for each of the following:
At least 15 posted debit card transactions that post and clear a month (does not include ACH transactions or ATM withdrawals)
|$10 monthly service charge waived with
$2,500 monthly balance or average monthly balance of $5,000
|eStatements||Paper or Electronic|
with Bill Pay
|Restrictions||55 years or older||24 years old or younger||Active duty or veteran|
|Visa Credit Card
|Overdraft Line of
Credit & Protection
|Safe Deposit Box
|Initial order only||Independence
Open a Checking Account
to your online bank account.
Click on the “+” sign in the “My Accounts” section.
Scroll down and click on “Open Account” to open a new personal checking account.