• How to Spot Scams

    October 27, 2020
    Have you ever received an email from someone claiming to be royalty? The sender says that you have inherited millions of dollars, and you must provide your financial information to…
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  • Cash Management 101

    July 15, 2020
    As banking technology has evolved it has become easier, faster and more secure for a business owner to view account information, initiate payments, make deposits remotely, move funds between accounts…
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  • Rely on Us

    July 15, 2020
    Small businesses are the backbone of our economy. According to the U.S. Small Business Administration Office of Advocacy, there are 396,432 small businesses in Alabama. They employ 47.2% of the…
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  • Revisit Your Financial Relationships

    July 14, 2020
    In order to prevent another financial crisis, what changes will you need to make to your current financial relationships? Consider the following. Career. Do you need to increase your income with a…
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  • How Does the Fed Impact the Economy?

    July 14, 2020
    One of the most important responsibilities of the Fed is setting the federal funds target rate, which is the interest rate banks charge each other for overnight loans. The federal funds target rate…
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  • How is the Fed Organized?

    July 14, 2020
    The Federal Reserve is composed of three key entities—the Board of Governors (Federal Reserve Board), twelve Federal Reserve Banks, and the Federal Open Market Committee. The Board of Governors…
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  • Deal-Making Terms

    July 14, 2020
    An acquisition is the purchase of one company by another that is paid for with stock, cash, or both. The target firm is absorbed by the buyer, and the buyer's stock continues to trade. The target…
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  • A Look Inside: Community Banking

    June 11, 2020
    Have you ever noticed how many financial institutions there are? Look around the next time you’re out for a drive. There is one on almost every corner. You’ll see mega banks, credit…
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  • A Look Inside: Mortgage Lending

    June 10, 2020
    There is a lot of available information on home mortgage loan rates and terms, but we often hear our customers wanting guidance beyond just what mortgage products are available. They frequently seek…
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  • Share With Care

    June 10, 2020
    It is very easy to find any information you need in today’s connected world. Have you ever Googled yourself to see what information about you is online? A search can often provide your address…
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