Student Checking Features
- Age 24 and younger
- $100 minimum opening deposit
- Non-interest bearing
- No minimum balance requirement
- No monthly service charge
- eStatements or $4.95 paper statement
- Online Banking with bill pay
- Debit card
- Mobile banking
- Automatic refund of other banks’ ATM fees
(up to 5 per statement cycle) - No annual fee Visa credit card
(credit approval required/applicant must be at least 19 years of age) - Overdraft line of credit
(credit approval required/fees may apply) - Overdraft funding
(from another account/$5 fee per transfer) - Unlimited check writing
- Notary service
- Telephone banking
A parent or legal guardian must be a joint owner on this account if student is under the age of 19.
Note: On the 25th birthday of the account holder, the account will convert to My River Checking. The account holder will receive notice 6 months prior to conversion.
Find the personal checking account that’s right for you.
Compare features below.
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| My River Checking | Vintage Checking | Interest Checking | Student Checking | Military Checking | |
| Minimum Opening Deposit | $100 | $100 | $100 | $100 | $100 |
| Interest Bearing | |||||
| Minimum Balance Requirement |
$2,500 daily or $5,000 average monthly balance |
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| Monthly Service Charge |
$8 monthly service charge; earn $4 credits up to $8 for each of the following:
eStatement registration At least 15 posted debit card transactions that post and clear a month (does not include ACH transactions or ATM withdrawals) |
$10 monthly service charge waived with $2,500 monthly balance or average monthly balance of $5,000 |
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| eStatements | |||||
| Online Banking with Bill Pay |
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| Debit Card | |||||
| Mobile Banking | |||||
| Restrictions | 55 years or older | 24 years old or younger | Active duty or veteran | ||
| Visa Credit Card (approval required) |
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| Overdraft Line of Credit & Protection (approval required) |
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| Unlimited Check Writing |
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| Notary Service | |||||
| Telephone Banking | |||||
| Benefits Package | |||||
| Complimentary Cashier’s Checks |
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| Safe Deposit Box Discount |
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| Complimentary Wallet Checks |
Initial order only | Independence style checks |
Open a Checking Account
New Customer
create account
Current Customer
log in
to your online bank account.
Click on the “+” sign in the “My Accounts” section.
Scroll down and click on “Open Account” to open a new personal checking account.